Carnegie’s Tailored Approach: Each Portfolio Is Unique
Your goals are yours and yours alone. Balancing long-term principal growth with a need for current, predictable income is different for every client. The amount and type (taxable/tax-deferred/tax-exempt) of resources available dictate the investments we select. We tend to be conservative in nature, focusing as much on capital preservation as we do on inflation-adjusted growth of principal and income. This can only be accomplished by understanding your personal dynamics and adhering to core philosophies and processes.

Core Investment Philosophies:

• Take Minimal Risk as Necessary to Achieve Each Client’s Objectives
• Invest in Profitable Companies with Prospects for Growth
• Diversify Among and Within Asset Classes
• Keep Transaction and Other Costs Low
• Manage Tax Efficiency When Possible

Process:

• Discovery Meeting to Discuss Your Situation
• Develop Suggested Goals and Risk Parameters
• Create and Agree Upon the Investment Policy Statement
• Begin Implementation Over Period of Time
• Monitor and Rebalance Positions
• Respond to Changes – Market Outlook and/or Client Objectives